How to Report a Judgement to Credit Bureau

If it's your first time trying to report a judgement to the credit bureaus, you may find yourself unsure of where to start.

It may be in your best interest to seek out legal council so that you are aware of any local laws that may effect your process.

Depending on where you are in the process, there are certain steps you can take on your own.

Tips to Reporting

There are helpful steps below that will guide you on how to report a judgment to credit bureau.

1. Get and collect significant information about the judgment.

You can find a copy of the judgement in the public records which will allow you to get the CFN (or control file number), page number of identification, and the authorized record book.

There are some county clerks in court offices that examine the copied documents from the court and upload it in their county clerk’s site.

This is one of the common ways to gain a copy of judgment which you really need.

 

 

2. Make contact with the credit bureau.

There are three major types of credit bureau and these are TransUnion, Experian, and EquiFax.

You'll need to call them directly and be clear about what you are trying to report.

Once you provide this information they may ask you to send the information you have via mail.

3. You should request written confirmation that the judgement has been accepted and noted with the credit bureau.

This may take several months, especially if your previous tenant attempts to dispute the report.

 

These tips will give you a great place to start to submit a judgement.

Posted on Apr 29, 2014

Related

The Landlord Tenant Board: What it is and When it is Needed

Many times, there are issues between a landlord and a tenant that need to be resolved but are failed to do so, because both parties have gone too far with their actions, and have retaliated in the... More


How to Create a Residential Lease Agreement

Where there is a landlord, there will also be a tenant, and it is no surprise that these two parties can only work together once there is some sort of agreement, contract or a binding deal in place.... More


The Best Sites for Rental and Lease Agreement Templates

Many landlords find it difficult to write and draft a lease agreement. Since every State has its own general template, it can also be difficult to make sure your lease agreement meets all the criteria... More


The Best Landlord Associations for Landlords to Join

If you’re a landlord and want to manage your business in a better way, you should endeavor to get in touch with those industry experts who have the experience and the skills to help you do it. This is... More


Unpaid Rent

When you talk about the most common disputes arising between landlords and tenants, nonpayment of rent has to be there in the list. People rent their properties to earn money, and when a tenant... More


Section 8 Landlord Pros and Cons

If you have ever rented a living space and have had to move many times, you’d already know how difficult it is to find decent, affordable and secure living premises. A person has to deal with the same... More


Landlord Inspection Checklist: Rights, Letters, and Reports

Landlords across the state have the prime responsibility to make sure they inspect and up keep their property once they have rented it to the tenants. Inspections can occur monthly or yearly depending... More


Landlord Maintenance Costs and Responsibilities

Everyone knows that a landlord’s job is not easy. These folks have specific duties and responsibilities that they must perform in order to be fair. Being a landlord is not a position but it is, in... More


When to Withhold Tenant Security Deposit

Asking for a security deposit is quite common in property dealings. The reason to ask for a security deposit is to have something that would help a property owner recover some of their financial... More


How to Report Bad Tenants

Bad tenants are the worst-case scenario for any landlord; no one wants them, and if someone has them, they want them out in any way possible. There are times when landlords try as much as they can to... More