How to Report a Judgement to Credit Bureau

Reporting a certain judgment must be tackled inside the court. Judgment is not just a simple thing that you must ignore primarily when it affects you and the life of your family. Through the help of court and judge, you will have a continuous and clear process of your judgment. Aside from that, you will also know the things that you will need in the next process that you will take.

How to Report a Judgment

However, some people today are looking the steps on how to report a judgment to credit bureau. The steps of reporting judgment in the court might be difficult for you primarily when it is your first time. That’s why you will need the help of a lawyer or a person who know complete process of it. You must also know the steps of it so that you will have the idea on how it should be done.

Tips to Reporting

There are helpful steps below that will guide you on how to report a judgment to credit bureau. Through the help of these steps, anyone who is planning to report a judgment in the court will know the things that he or she must have and the right steps to take. You must read the steps below properly in order to have clear understanding about it.

1. Get and collect significant information about the judgment. From the time when judgment has been recorded in public record, you must get hold of a certain copy of the judgment. It will allow you to get the CFN or control file number, page number of identification and the authorized record book. There are some county clerks in court offices that examine the copied documents from the court and upload it in their county clerk’s site. This is one of the common ways to gain a copy of judgment which you really need.

2. Make contact with the credit bureau. There are three major types of credit bureau and these are TransUnion, Experian, and EquiFax. You must call for them and allow them to know the real you and the judgment that you will report to them. When you tell them what you know, they will immediately ask you to mail the complete information about your judgment report.

3. You must receive the confirmation of judgment that incorporates in the credit report. You must ask or request in the credit bureau to supply you some written confirmation of judgment which has recorded in businesses or consumer’s credit report or file. This may take for several months because recording the information is difficult to do. The business or consumer may attempt to dispute the details that you will report to them. That’s why you must assure that you have the complete copy of the judgment so that the credit bureau will have the assurance that you have the right information.

Try to follow this process and it will give you great result. If you have questions, you can ask some lawyers who have knowledge about it. They will surely discuss to you about on how to report a judgment to credit bureau.

Posted on Apr 29, 2014


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