Buying a house or other property can be stressful. There are certain things that you should avoid and be careful of when looking to buy. The first is to know your financial limits. If you can't afford it, don't bid. Know that the credit report will be run just prior to closing. Carefully consider what you're noting as income. If it is not steady, such as a bonus, the lender may not view it as income for this purpose. If you are given a gift for the down-payment, make sure you can prove it. Watch the rising market, because if lender says that you've paid too much and a middle ground can't be found between you and the seller, the deal will not go through. Make sure to have the home thoroughly inspected. And, finally, always make sure that the individual that is selling the house owns the title.

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POSTED October 28 2013 1:33 PM

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