Real Estate in 2014: A Need-to-Know Guide

There was a day not too long ago that the average credit score needed to get a mortgage for a new home was around 720, but even though the housing market is back on the right track, if you don't have the money to buy a property with cash, conventional loans have upped the numbers that they're looking at, November having seen the average at around 756. The average declined score was around 729, still nine points above what the historically accepted score was. As home prices continue to climb, experts don't see credit standards easing up any time soon. This certainly makes it a seller's market, but it's not all bad for buyers. Though it may discourage some first-timers, those selling homes that had possibly been underwater for some time now may get more than the had hoped for those homes so that they may buy the new one.
Much of the bounce-back for the housing market will depend on construction and the quantities of available homes.

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POSTED January 07 2014 10:46 AM

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